Short term insurance products
We at Cooke Fuller insurance Brokers proudly market ourselves as specialists in the Short term Insurance field. Our qualified Account Managers are highly competent in rendering expert advice to private individuals as well as to small, medium and large businesses in the following fields:
This is our "sleep easy" option offering you protection for your Household Contents whilst inside your home. Everything that you would pack up and take with you if you relocated is covered against theft, fire, storm, wind, water and hail damage. The product may be extended to include All Risks cover on items of value being taken outside of your house (camera's, laptops, jewellery etc). The building itself may be included on this policy as may your vehicle however, we also have access to more specialised Building and Motor Insurance products, depending on your requirements.
Our Domestic Insurance policy is able to cater for pensioners on an excess free basis.
Hit the road with peace of mind. Our Motor Insurance options range from competitive comprehensive cover for the Under 30 age bracket right up to the driver of the Executive range of vehicles. Car Hire, Excess Waiver or Buydown options are available along with the exciting Inception Value Product that secures the inception retail value of your vehicle throughout the duration of cover. Motorcycles, Trailers and Caravans may also be covered.
Our highly experienced staff will assist you in selecting the most adequate form of cover to meet your requirements - Comprehensive, Third Party, Fire and Theft or Third Party only options are available.
We have access to a full range of products to protect you and your business assets against Theft, Fire, Storm damage and Business Interruption. Liability cover designed for your Industry or Commercial Risk is available as is Group Personal Accident to protect your valuable staff compliment. We have a very competitive Pharmacy Scheme in place and have access to Niche Products for specialised business risks.
Body Corporate/Sectional Title Insurance (BCI / STI)
This is the perfect building cover for any body corporate within a townhouse, complex development or commercial office block. This cover is in respect of buildings, fixtures & fittings and common property, as well as the associated Liability Cover as an added plus. Clients taking this cover option gain access to Niche products that offer a variety of complimentary add-on covers such as Trustee Indemnity, Employers Liability and All Risks Cover for maintenance & garden equipment such as brush-cutters, lawnmowers etc.
These insurance products are specifically targeted towards clients within the Engineering sector, providing cover for contract works, contractor's liability and plant All-Risks . These policies may be extended to include insurance cover for plant & machinery, machinery movement, or erection & dismantling of machinery. The policy can also provide specialised cover to clients who need a tailor-made insurance policy that includes guarantees.
In South Africa farmers run risks at every corner - this insurance category can put their minds at ease. With a combination of domestic and commercial insurance, this package can be tailor-made to suit each individual farmer's needs. Cover is in place for the standard Domestic Risk carried by the farmer such as his home, household contents and vehicles and also extends further to cover the Commercial Risk associated with farming such as tractors, equipment, sheds, liability and livestock. Farmers have the option to extend cover to include the transit of livestock and runaway fire risks.
This option covers marine cargo insurance, boats, yachts, Jet Ski's, imports and exports. Cover for imports and exports are designed specifically for the type of cargo to be transported. For vessels, cover may be arranged for private use or for commercial use. This option offers access to specialized Marine Underwriters offering a range of products to meet the specific needs of each individual client.
This is the ultimate in insurance cover for clients that fall inside the Hospitality sector. Insurance cover can be tailor-made for guesthouses, spas, B & B's, restaurants, tour guide companies & tour operators. Imagine your guests booking at your guesthouse for 10 days, and leave without paying? With Hospitality Insurance Cover you'll be fully covered for incidences such as this. Having the reassurance of knowing that you won't be out of pocket when guests let you down or neglect to pay is invaluable to your peace of mind.
This category of products lives up to its name providing access to niche products for Professional Indemnity, Guarantees, Specialist Liabilities, Artworks, Photographers, Tax Insurance, etc.
This product offers a range of services that looks after you such as Roadside & Accident Assist, Home Assist with optional extra products available. Click the brochure below to view the full services offered.