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Cyber Liability Insurance

It is our duty as your Insurance Broker to advise you of new insurance coverages in the market that may be of importance to your business. The existence of the ever increasing cyber threat has spawned a Cyber Liability Insurance policy. This fast evolving insurance product is becoming increasingly relevant to any business that uses computer equipment and the internet. Furthermore incoming regulations such as POPI places further importance of taking care of this risk. Note that this insurance option would only be part of a holistic approach in assessing your cyber exposures.

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Explaining The Third Party Recovery Procedure

Someone has just reversed their car straight into your parked vehicle…………….

Sitting at a red robot and bang – you have been hit from behind by a driver who could not stop in time………………..

After a lovely lunch out, you return to your vehicle to find it badly damaged by an “ unknown “ driver……..

Now you will have to put a claim forward to your Insurers, you may have to pay an excess (first amount payable) to the Repairer and your premiums are going to increase. Why ? This was not your fault at all !! However, your Insurers will claim this back from the guilty Third Party and everything will return to normal – or will it?

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